Alternative lending
We structure capital where traditional banks cannot reach, with speed and certainty of execution. |
Our speciality
Colvant is an alternative lending firm focused on the Spanish and Portuguese real estate markets. We operate where traditional banks cannot: complex transactions, tight deadlines or structures that call for genuine flexibility.
What sets us apart is that we do not simply provide financing — we understand the business. Our team combines hands-on experience in real estate investment and development, which allows us to analyse every transaction as an investor would, not merely as a lender.
Certainty of execution
When we say we will finance a transaction, we do. No last-minute surprises and no changes to the terms. From day one, our clients know exactly what capital they have and on what timeline.
Flexible structures
Every transaction is different. We design the financing structure around the needs of the project, not the other way round — adapting terms and conditions to the reality of each deal.
Real estate expertise
Our team has been on both sides of the table: as investors, as developers and as lenders. That allows us to understand the real risks of each project and to structure solutions that work in practice.
Alignment of interests
Our success depends on our clients’ success, which guarantees a genuinely collaborative approach on every project.
Discover the financing solutions we develop to drive real estate projects in Spain and Portugal. Our approach is based on structuring every transaction on a bespoke basis, adapting to the needs and objectives of each client.
Tailor-made financing solutions
Financiación de promoción
Financiamos la construcción de proyectos inmobiliarios siendo más flexibles en las condiciones previas, mayor rapidez y más certeza de cierre que la banca tradicional.
Préstamos
puente
Financiamos el tiempo. Cubrimos el gap entre la adquisición de un activo y un hito futuro — la obtención de licencia de obra, la entrada del banco promotor o el alcance de las preventas necesarias. Cuando el proyecto es sólido pero los plazos no encajan, estructuramos la solución.
Adquisición
de activos
Financiamos la compra de activos inmobiliarios cuando la velocidad de cierre es clave. Ideal para inversores que necesitan ejecutar rápido y no pueden esperar a los plazos de la banca tradicional.
Rehabilitación y reposicionamiento
Financiamos el ciclo completo de una operación de valor añadido: compra, reforma y venta. Una solución diseñada para inversores especializados en reposicionamiento de activos que necesitan un socio financiero que entienda el negocio.
Préstamos con garantía inmobiliaria
Liberamos el valor de activos inmobiliarios ya en propiedad. Si tiene un activo sin hipotecar o con recorrido de apalancamiento, estructuramos un préstamo hipotecario para que obtenga liquidez sin necesidad de vender.
Otras
financiaciones
En Colvant nos caracterizamos por encontrar soluciones donde otros no las ven. Además de nuestras líneas principales, analizamos operaciones sobre activos comerciales, hoteleros, refinanciaciones, reestructuraciones de deuda y cualquier situación que tenga sentido financiero. Si tienes una operación fuera de lo habitual, cuéntanosla.
Development finance
We finance the construction of real estate projects, with more flexible conditions precedent, greater speed and more certainty of closing than traditional banks.
Bridge loans
We finance time. We cover the gap between the acquisition of an asset and a future milestone — obtaining the building permit, the entry of the development bank or reaching the required pre-sales. When the project is sound but the timing does not fit, we structure the solution.
Asset acquisition
We finance the purchase of real estate assets when speed of closing is key. Ideal for investors who need to move quickly and cannot wait for traditional bank timelines.
Refurbishment and repositioning
We finance the full cycle of a value-add transaction: purchase, refurbishment and sale. A solution designed for investors specialising in asset repositioning who need a financial partner that understands the business.
Loans secured on real estate
We unlock the value of assets you already own. If you hold an unmortgaged asset, or one with room for further leverage, we structure a mortgage loan so that you obtain liquidity without having to sell.
Other financing
At Colvant we are known for finding solutions where others do not see them. Alongside our core lines, we look at transactions involving commercial and hotel assets, refinancings, debt restructurings and any situation that makes financial sense. If you have an out-of-the-ordinary transaction, tell us about it.
How we work
Submitting the transaction
Share the project documentation with us: asset, structure, requirements and timing. You can do so by telephone, email or through our contact form.
Preliminary analysis
We assess the feasibility of the transaction and give you an answer within 48 hours.
Internal validation
If the transaction is a fit, it is presented to our internal committee for assessment and approval.
Terms and conditions
Once approved by the committee, we send you a term sheet setting out all the loan conditions clearly and with no small print.
Preparation of legal documentation
Once the term sheet is accepted, we prepare all the legal drafts required to formalise the transaction.
Signing before a notary
We complete the financing with full legal safeguards for both parties.
Shall we look at your transaction?
We put our experience in alternative lending and real estate investment at the service of developers, investors and owners seeking agile solutions with real execution capability. Contact us and we will review your transaction with no obligation.